exam period.....

now is e time for exams... & i am still down here typin new blog. bleh.... =p

anyway, lately been tryin veri hard to study. tml got BFI, all theory stuffs, kanasai...... last time in ITE use to be veri good in theory stuffs. must admit tat, i am gettin older. brain cells partially damaged due to age, absorbtion of theory gettin slower, break down of cells & membranes gettin faster & faster ever........

can only remember stuffs such as insurance, CPF, bankin licenses etc....

if only i have Doraemon power, so i just have to put e bread onto e page, & e words will be printed on to e bread. i just have to eat e bread & ta dah... everything is in my mind liaoo....

hahahah. day dreamin again....

strong economics, gross domestic product, inflation, savings rate, strong currency, political environment, stable govt, clean and non-corrupt, busines-oriented govt....... balah blah balah blah................................

last week finally called up Maurice & told him tat we aare just FRIENDS.

my first reaction after puttin down e phone was to ... YIPEEE... then later at nite, i feel quite bad. & almost couldn't slleep... oops ... i think have some feeling s for him. ixzit? BLEH.... no.....


then few days ago, i heard the others talkin to him about his blog... heheh... i also want to see his blog lehz...hahhaha. den they say he knew a new close friends.izzit me or not?

wat e heck......... why m i thinkin of tat...

next chapter.... liquidity, ability to meet withdrawals by depositors and to comply with MAS requirements. but holding cash or near-cash assets gives zer or below average yield..... bleh... wat is yield? oh.... earn , i guess so ... oh man.... guys, pls pardon me for puttin me subject online....... guess tis is better to memorise... got 10 chapters leh.. & still have articles, den dunno got one chapter need to read a not.......

goin crazy at any time... den yesterdae mornin slackin ... go library help mom borrow books, i also take opportunity to slack.... wat e f*$^... 2 pm then start studyin till 12 pm...

at first wanted to dawn & study... drank 2 cups of coffee.... security... wat is security? it is safety of funds placed by depositors, banks need to ... oops. not again...

den in e end, my bro also dawn, playin mom's computer( home pc spoil liao, totally spoil liao...). so i didn't study..couldn't sleep due to the 2 cups of coffee... den almost couldn't sleep till 2 am plus...coze thinkin of guys... ohman... wat guys?

yep.... partly of Maurice, partially of Jeff, & mostly of Fuming who is my new son... hahahahaha

coze few days ago, Fuming came into e club.. & we talked a bit only.. but before he went off, he said goodbye & tat he will think of me. my first reaction was to reply tat i will think of him too...we were juz playin lah... but some how, i was smiling veri sweet loh.... it is not tat i like him, coze long time no guy sweet talk to me mah.... hahahaha. so i feel veri pampered....hahaha. wat e heck... must wake up from my dreams. quick,someone take a hammer & knock me out of my daydreams again......

must concentrate on studies........

maintain sufficient liquid assets for reserve requirements, routine withdrawal....

hope tat next monday , cheryl got come school, coze after tat day ECM's exam, i have to study for last paper which is business law. she study tat subject too, & i want to ask her stuffs loh... some more teacher busy durin tat period.........

back to studies lah... den holiday, i am goin to 2 chalets if e date dun clash. one is organised by my Lifearts club which i must go no matter wat. coze i didn't went for e chalet during e june holidays... so i must go. & for sure, there will be lots of fun, with those cranky, lame guys around to crack jokes....

another is held by my year 1 classmates ... dun feel like goin, otherwise so embarrasin, but if i dun go, they will think that i dun care bout my old friends any more... so i juz hope tat e date dun clash.. if e date really clashes, i will go for e Lifearts chalet... i think i will most probably, go for both, run here & there.. wah... tat will be fun.

most importantly, i hope my mom allows me to go!!!! duh! she will let me go one, coze for previous chalets, she allow me to go mah... but i really hope tat after e incident in Lifearts tat i give my mom headache, she allow me to go... otherwise i will really feel depressed & even more depress during my holidays.............................................................= d

exercise good credit assessment for loan portfolio, diversify investments for spreading different types of risks.....

juz now, Peiboon mesg me tat her mom may retain her hp at anytime, so if there is nothin impt, dun mesg her...

i been through tat period too. wanted to comfort her , but didn't dare.... coze afraid tat her mom might see her mesg. she didn't come school today... thought she is in school.. cheh.. only Kel in club. but we both using computer in SALC. too bad , my club keys is with her..

juzt hoope tat she will be fine, if can must call her & talk to her. i think she really want to find someone to talk to.......

juz read his blog... awww... i dun really know wot to say... i didn't knoe he really like me so much... was smilin & cringin to myself as i read his blog. guess ppl might think tat i gila smilin to myself..... after readin his blog, den i realise tat he is so sweet to me... how can i be so bad to him to say those words... well, i have to , in order to prevent more troubles.

coze if we really go stead, i can imagine my mom expression, den i would be givin him a lot of pressure & troubles (juz like i use to give my ex trouble). i dun want to hurt his feelings in later part,so i have to tell him straight e earlier e better in order to prevent his feelings for me gets more deeper & deeper. i could only say my deepest sorry to him.............

so bad ar.... i read his blog & yet i dun let him knoe my blog ... BLEH....bleh. bleh......

= b

really got to study lah... wat time liao...

deposits from nonbank customers, demand or current account, fixed deposits, savings deposits, others......