exam period.....

now is e time for exams... & i am still down here typin new blog. bleh.... =p

anyway, lately been tryin veri hard to study. tml got BFI, all theory stuffs, kanasai...... last time in ITE use to be veri good in theory stuffs. must admit tat, i am gettin older. brain cells partially damaged due to age, absorbtion of theory gettin slower, break down of cells & membranes gettin faster & faster ever........

can only remember stuffs such as insurance, CPF, bankin licenses etc....

if only i have Doraemon power, so i just have to put e bread onto e page, & e words will be printed on to e bread. i just have to eat e bread & ta dah... everything is in my mind liaoo....

hahahah. day dreamin again....

strong economics, gross domestic product, inflation, savings rate, strong currency, political environment, stable govt, clean and non-corrupt, busines-oriented govt....... balah blah balah blah................................

last week finally called up Maurice & told him tat we aare just FRIENDS.

my first reaction after puttin down e phone was to ... YIPEEE... then later at nite, i feel quite bad. & almost couldn't slleep... oops ... i think have some feeling s for him. ixzit? BLEH.... no.....


then few days ago, i heard the others talkin to him about his blog... heheh... i also want to see his blog lehz...hahhaha. den they say he knew a new close friends.izzit me or not?

wat e heck......... why m i thinkin of tat...

next chapter.... liquidity, ability to meet withdrawals by depositors and to comply with MAS requirements. but holding cash or near-cash assets gives zer or below average yield..... bleh... wat is yield? oh.... earn , i guess so ... oh man.... guys, pls pardon me for puttin me subject online....... guess tis is better to memorise... got 10 chapters leh.. & still have articles, den dunno got one chapter need to read a not.......

goin crazy at any time... den yesterdae mornin slackin ... go library help mom borrow books, i also take opportunity to slack.... wat e f*$^... 2 pm then start studyin till 12 pm...

at first wanted to dawn & study... drank 2 cups of coffee.... security... wat is security? it is safety of funds placed by depositors, banks need to ... oops. not again...

den in e end, my bro also dawn, playin mom's computer( home pc spoil liao, totally spoil liao...). so i didn't study..couldn't sleep due to the 2 cups of coffee... den almost couldn't sleep till 2 am plus...coze thinkin of guys... ohman... wat guys?

yep.... partly of Maurice, partially of Jeff, & mostly of Fuming who is my new son... hahahahaha

coze few days ago, Fuming came into e club.. & we talked a bit only.. but before he went off, he said goodbye & tat he will think of me. my first reaction was to reply tat i will think of him too...we were juz playin lah... but some how, i was smiling veri sweet loh.... it is not tat i like him, coze long time no guy sweet talk to me mah.... hahahaha. so i feel veri pampered....hahaha. wat e heck... must wake up from my dreams. quick,someone take a hammer & knock me out of my daydreams again......

must concentrate on studies........

maintain sufficient liquid assets for reserve requirements, routine withdrawal....

hope tat next monday , cheryl got come school, coze after tat day ECM's exam, i have to study for last paper which is business law. she study tat subject too, & i want to ask her stuffs loh... some more teacher busy durin tat period.........

back to studies lah... den holiday, i am goin to 2 chalets if e date dun clash. one is organised by my Lifearts club which i must go no matter wat. coze i didn't went for e chalet during e june holidays... so i must go. & for sure, there will be lots of fun, with those cranky, lame guys around to crack jokes....

another is held by my year 1 classmates ... dun feel like goin, otherwise so embarrasin, but if i dun go, they will think that i dun care bout my old friends any more... so i juz hope tat e date dun clash.. if e date really clashes, i will go for e Lifearts chalet... i think i will most probably, go for both, run here & there.. wah... tat will be fun.

most importantly, i hope my mom allows me to go!!!! duh! she will let me go one, coze for previous chalets, she allow me to go mah... but i really hope tat after e incident in Lifearts tat i give my mom headache, she allow me to go... otherwise i will really feel depressed & even more depress during my holidays.............................................................= d

exercise good credit assessment for loan portfolio, diversify investments for spreading different types of risks.....

juz now, Peiboon mesg me tat her mom may retain her hp at anytime, so if there is nothin impt, dun mesg her...

i been through tat period too. wanted to comfort her , but didn't dare.... coze afraid tat her mom might see her mesg. she didn't come school today... thought she is in school.. cheh.. only Kel in club. but we both using computer in SALC. too bad , my club keys is with her..

juzt hoope tat she will be fine, if can must call her & talk to her. i think she really want to find someone to talk to.......

juz read his blog... awww... i dun really know wot to say... i didn't knoe he really like me so much... was smilin & cringin to myself as i read his blog. guess ppl might think tat i gila smilin to myself..... after readin his blog, den i realise tat he is so sweet to me... how can i be so bad to him to say those words... well, i have to , in order to prevent more troubles.

coze if we really go stead, i can imagine my mom expression, den i would be givin him a lot of pressure & troubles (juz like i use to give my ex trouble). i dun want to hurt his feelings in later part,so i have to tell him straight e earlier e better in order to prevent his feelings for me gets more deeper & deeper. i could only say my deepest sorry to him.............

so bad ar.... i read his blog & yet i dun let him knoe my blog ... BLEH....bleh. bleh......

= b

really got to study lah... wat time liao...

deposits from nonbank customers, demand or current account, fixed deposits, savings deposits, others......

simply can't stop....

tis blog stuff is like ... i think i m addicted to it.

nah.. it should be i have lots of things to say....

after readin my son, Kel's blog.. i really got a lot to say.
tat fuckin guy A whom i often see durin lectures suck to e core. in front of me, he tries to act like nothin happen. tried talkin to him bout club stuffs, but i really heck care with him, e more i talk to him bout it, e more i feel like swackin his fuckin face right in front of everyone.

den at e back of everyone, even worse, in front of some of us, he speak without thinkin through his pig brain. & hurt people's feelings... his look is already detestin & yet he is so incorrigible. tis guy really cannot make it...

i even ask him , everythin k? he even dare to reply tat everything's alright. so wat if everything's alright. tis fuckin bastard son of a prostitute asshole idiot is one of a troublemaker. even though things is settled in some way, he will come up with some fuckin ass hole opinions of his to irritate ppl around. he is worse than me, though i may be direct, but i am not as worse as him.

ello. he is in e club for fuckin 3 years. i ask him before, wat have he done for e club? though he may not be one of e Mc, but he should have contributed to e club in some way or another...

i think he is juz slackin all e way like siao... tat day he said something tat really puts one of our close friend down. i feel like shoutin at him & kick his ass.. but i didn't.

right now, i am waitin eagerly for next year & see who will be the next president . & i shall start plannin strategies to put him down... but i think e best is to sit back & watch e 'good' shows goin on. but i really can't bear to see e club goin down in e hands of those incorrigible ppl.

& i really pity guy B who is in e hands of e guy, A, being manipulated & yet he doesn't knoes. god knoes wat bryan will do next to him. it is obvious tat richard is tryin to stay neutral coze i think he has done some soul searchin.. he is a christian,do soul searchin most of e time.. mayb he thinks tat bein neutral is better.

so i was thinkin i should be more enthusiastic in becomin e next president. at least it is within my control. though i do not have much experience,& i am veri blur in bein president, at least i can source for help from my seniors & friends around me.

caught in between of slackin & takin control of it......

& worse tat next sem,i will be busy with projects & homework. lucky tat my ITP is durin e april holiday, so i still can help in some stuffs.

e worse part is my son, Kel is graduatin tis sem, we will miss him thoroughly, totally, completely. everyone looks upon him as a big brother who knows wat to do durin such situations, without him & some other capable members, i think e club will go down some how.........

but we have to be strong in order to maintain e club. e club is my 2nd home & i wouldn't allow anyone to destroy my home. we must do something in order to protect it....

well, tat will need group work...

1st time reject

thursday liao... gonna end of e term. got to study for exams..

stupid Jason(ex-classmate) borrowwed my notes to copy , haven't return me yet.
den how m i gonna study? better hurry him....

juz now durin bfi tutorial, simon told me tat they have finish e econs report liao. den i go & take a look, his face like dunno wat..... heck care lah. at least they do liao mah.... hahaha & got include my name in ... unlike another bfi group project, they didn't even include my name for the project. darn....

yesterdae got e appreciation party for Morby & they all had fun by sprayin whipped cream on him......... hahah. every body was laughin their head off......

then we got birthday cake for Elizabeth... haven't give her bdae present leh. later must give her.

den veri happenin leh..... halfway eatin dinner, Hong Chen went off & said he have to discuss stuffs with dunno who. den Shush followed him, i didn't suspect anything lah.. coze Shush alwaz like to stick with ppl one, kaypoh.......

den Jason(my son) had to send his gal gal home.
den only left me with Maurice.
den i start to feel funny & uneasy with only me & Maurice.
den i was still eatin mah......
den after i eat my wanton noodles....
den Maurice said that he have something to give me..........
den i was thinkin wat izzit he want to give me...
den he say tat he got somethin to tell me.........
den i started to feel something's gonna happen

he say tat he liiiiiiiiiiiike meeeeeeeeeeeeee..............................................

i kind of expected tat answer.............................................
i didn't expect he will tell me on e nite leh..
watever..
impt part is he say he like me since i got more active in the LifeArts club.
i told him tat i treat him only as friends.. better stay as friends. cannot imagine e consequences if my mom knoes that i go & get myself involve in bgr stuffs again.
coze last time i alwaz get involve in bgr stuffs, therefore my mom alwaz scold me, beat me. one time, she even cried so terribly.......... den i promise them loh........no bgr stuffs.
my mom actually didn't like me to get involve in clubstuffs since i got active tis year. but after much consideration, she allows me to continue joinin e club. but on one,1, satu, ichi,一, condition which is NO BGR STUFFS!
fine , fine, fine, fine, fine,fine.........................

by e way,i enjoy my single life. at home, got to report to mom, outside, i dun wanna get restricted or report to boyfriend.

i know lah.... Maurice will get upset which is obvious.....duh.

i even comfort him, say he can find a better gal. & he replied tat he finds that i m quite good, e best tat he thinks. oh man.......... shucks.
wat so ever , den i say i veri surprised & shock.

he even gave me a bouquet of rose.........to be more specific, a stalk of rose with some other flowers, dunno wat flower lah...........

i put back into e plastic bag...

after tat, some of my friends ask me how, how was e situation, blah blah...

e best part is, (worse part to him), i took out the rose & threw e rest of e flowers. better spare e rest of e details.......................

actually i find him okay lah..... though he may b a bit fat(fat coze he has asthma. since small, ate steroids, therefore appetite got big, & size got big...........), but he is a gentle giant.

struck me as a gentle, considerating, friendly & humorous guy.... can be quiet at times. he likes to do those gundam models, blah blah blah blah........

few days ago, halfway sleepin, i felt cold,so i covered my blanket, den dunno y, out of e blue, i thought of him. coze i thought of tat, he is gentle mah... so should be those type of guys who will cover blanket for gf. & i like my bf to cover blanket for me when i m cold...kekekekkeke =p

actually i did consider goin steady with Maurice, apart from his size & looks (i got to admit i do go for looks), actually he is quite a nice guy. but bcoze of e promise made to mom & dunn wanna break his heart, so i harden my heart & rejected him. of course duh,,,,,,he already have some mental preparation liao.

tis is e 1st time tat i reject a guy whom i dun like.. aww. there is a 1st time for everythin mah......
last time was i kena reject from guys.....=b

good news for last nite is tat, i adopted 2 new sons.... HAHHHAHAHHAHAHAHAHHAHAHAHAHAHHAHAHA

one is Cheryl's friend named Chong Wen who also have problems with his classmates. though i dun knoe much detail bout wat happen in his class, but i roughly knoe wot happen. i think they r givin him e cold shoulders, neglect me, dunn wanna talk to him......
i been through tat too...... i haven't counsel him much yet. will counsel him next time when i see him........ hope he will pull through.

another is Fu Ming. Morby's classmate& friend. tis lame guy is darn funny. known him even better since tis year.
looks not bad lah..... makes a easy target for makin fun & playin pranks on....hahahahah. he is also younger than me......... hahah. got more sons tis yr....

done over with it.........

it's monday again...juz like garfield who dunlike mondays........ anywae, today done with 1 project presentation...... though i didn't do much for the economics project. at least i did meet up with e guys & discuss something. & tat i did attend the presentation & wore formal attire though i didn't present.

i think e problem lies in tat sometimes i am too coward in not darin to say my opinions........ may b i should be back to myself. try to be more talkative instead of quiet for e past few months. den tml got another presentation which i can do of some help.

then for report writing & presentation skills project, e other gals did not ask me for meeting when they r doin e slides. i told them before that when they are goin to do e project, they can tell me when & where to meet. instead, they just do the slides without me. it is like they dun want to include me for project. wat i m startin to worry is tat no one wants to include me for projects for next term....

i admit i m veri lazy, start to slack since yr 2 in poly. last yr, coze of my 2 hardworkin friends, tat's why i was quite hardworkin too... tis yr , we are in different options, therefore different classes.

i still remember when i was in ITE, i was a veri hardworking gal. alwaz do my projects & luv bein e leader...hahah. but now i m so darn lazy...........

waitin for my other classmates who are still busy doing business law projects, so later we can discuss projects....

stressed up & down

finally it's another week. been busy with projects & homework lately. suddenly find tat i dun have time to study for upcoming exams. so decided to work till tis week then i will quit for a time being , den after exam, i will go back to work. earn more money, coze next term, i will not be working, or mayb i will only work for another few weeks..... so during e holidaes, i have to work & earn some more bucks, so tat i will b able to survive on my own....
on fri, my sis took my dad's money & she did not admit to me(duh!). but my mom scolded her & she finally confessed. it is oso considered as a blessing in disguise. coze now i dun have to give my bro & sis weekly expenses liao. YIPEE!! i m freed from givin them money.......
must thanx to my sis... ahhhahahahahaha..
exams comin soon.. i must work hard no matter wat. for e sake of stayin in my LifeArts Club, for e sake of meeting my close frends in LF... for e sake of everything, i must pass. i have already failed my financial accounting first test.
sigh........ now havin lesson. e teacher juz came.
gettin more stressed than ever...............

stressed up & down

finally it's another week. been busy with projects & homework lately. suddenly find tat i dun have time to study for upcoming exams. so decided to work till tis week then i will quit for a time being , den after exam, i will go back to work. earn more money, coze next term, i will not be working, or mayb i will only work for another few weeks..... so during e holidaes, i have to work & earn some more bucks, so tat i will b able to survive on my own....
on fri, my sis took my dad's money & she did not admit to me(duh!). but my mom scolded her & she finally confessed. it is oso considered as a blessing in disguise. coze now i dun have to give my bro & sis weekly expenses liao. YIPEE!! i m freed from givin them money.......

must thanx to my sis... ahhhahahahahaha..

exams comin soon.. i must work hard no matter wat. for e sake of stayin in my LifeArts Club, for e sake of meeting my frends in LF... for e sake of everything, i must pass. i have already failed my financial accounting first test.
sigh........ now havin lesson. e teacher juz came.
gettin more stressed than ever...............

sometimes i dunno, i do feel neglected in class. but i only have myself to blame. at least i have good frends in my club....

stressed up & down

finally it's another week. been busy with projects & homework lately. suddenly find tat i dun have time to study for upcoming exams. so decided to work till tis week then i will quit for a time being , den after exam, i will go back to work. earn more money, coze next term, i will not be working, or mayb i will only work for another few weeks..... so during e holidaes, i have to work & earn some more bucks, so tat i will b able to survive on my own....
on fri, my sis took my dad's money & she did not admit to me(duh!). but my mom scolded her & she finally confessed. it is oso considered as a blessing in disguise. coze now i dun have to give my bro & sis weekly expenses liao. YIPEE!! i m freed from givin them money.......

must thanx to my sis... ahhhahahahahaha..

exams comin soon.. i must work hard no matter wat. for e sake of stayin in my LifeArts Club, for e sake of meeting my frends in LF... for e sake of everything, i must pass. i have already failed my financial accounting first test.
sigh........ now havin lesson. e teacher juz came.
gettin more stressed than ever...............

sometimes i dunno, i do feel neglected in class. but i only have myself to blame. at least i have good frends in my club....

finally it's another week. been busy with projects & homework lately. suddenly find tat i dun have time to study for upcoming exams. so decided to work till tis week then i will quit for a time being , den after exam, i will go back to work. earn more money, coze next term, i will not be working, or mayb i will only work for another few weeks..... so during e holidaes, i have to work & earn some more bucks, so tat i will b able to survive on my own....
on fri, my sis took my dad's money & she did not admit to me(duh!). but my mom scolded her & she finally confessed. it is oso considered as a blessing in disguise. coze now i dun have to give my bro & sis weekly expenses liao. YIPEE!! i m freed from givin them money.......

must thanx to my sis... ahhhahahahahaha..

exams comin soon.. i must work hard no matter wat. for e sake of stayin in my LifeArts Club, for e sake of meeting my frends in LF... for e sake of everything, i must pass. i have already failed my financial accounting first test.
sigh........ now havin lesson. e teacher juz came.
gettin more stressed than ever...............

sometimes i dunno, i do feel neglected in class. but i only have myself to blame. at least i have good frends in my club....

finally it's another week. been busy with projects & homework lately. suddenly find tat i dun have time to study for upcoming exams. so decided to work till tis week then i will quit for a time being , den after exam, i will go back to work. earn more money, coze next term, i will not be working, or mayb i will only work for another few weeks..... so during e holidaes, i have to work & earn some more bucks, so tat i will b able to survive on my own....
on fri, my sis took my dad's money & she did not admit to me(duh!). but my mom scolded her & she finally confessed. it is oso considered as a blessing in disguise. coze now i dun have to give my bro & sis weekly expenses liao. YIPEE!! i m freed from givin them money.......

must thanx to my sis... ahhhahahahahaha..

exams comin soon.. i must work hard no matter wat. for e sake of stayin in my LifeArts Club, for e sake of meeting my frends in LF... for e sake of everything, i must pass. i have already failed my financial accounting first test.
sigh........ now havin lesson. e teacher juz came.
gettin more stressed than ever...............

sometimes i dunno, i do feel neglected in class. but i only have myself to blame. at least i have good frends in my club....